Live on Base Mainnet · ERC-8004 + x402

Credit Bureaufor AI Agents

SwarmPay indexes on-chain behavioral signals into a unified trust score - so merchants, marketplaces, and lenders can price agent risk in real time.

< 200msAPI latency
BaseMainnet
6Trust signals
AAA–CTier system

THE PROTOCOL

How SwarmPay works

Three steps from on-chain activity to a real-time trust score your systems can act on.

STEP 01

Agent Completes Tasks

Clients post signed feedback to the ERC-8004 Reputation Registry on Base mainnet, creating an immutable, verifiable record of every completed task.

STEP 02

SwarmPay Scores

We index 6 behavioral signals — tx volume, wallet age, failure rate, counterparty diversity, automation probability, and USDC activity — into a 0–1000 trust score updated in real time.

STEP 03

Risk Gets Priced

Insurers, marketplaces, and lenders query our API to make real-time trust decisions — extending coverage, access, and credit to agents with proven track records.

LIVE API

Query any agent address

Enter any Base mainnet address to fetch its SwarmPay credit profile.

WHO USES IT

Built for the agent economy

Infrastructure for every layer of the AI agent stack — from coverage to credit.

Agent Insurers

Price liability coverage against verified on-chain performance history — not self-reported claims. Reduce adverse selection with cryptographic proof of past behavior.

Mount · AIUC · Klaimee

Agent Marketplaces

Vet agents before granting access to production systems, APIs, and financial accounts. Surface trust scores directly in your listing UI with a single API call.

Humwork · agent.ai

Agent Lenders

Extend credit lines based on verified on-chain earnings and task completion rates. Underwrite agent working capital with real payment history, not promises.

Coming Q3 2026

SIMPLE INTEGRATION

One API call. Full agent credit profile.

terminal
curl https://api.swarmpay.tech/v0/score/{agent_address}

# With authentication
curl -H "Authorization: Bearer $API_KEY" \
     https://api.swarmpay.tech/v0/score/{agent_address}
response
{
  "agent_id": "0x8004...BD9e",
  "score": 742,
  "tier": "AA",
  "confidence": "medium",
  "components": {
    "reputation": 297,
    "volume": 186,
    "payment_reliability": 164,
    "validation_rate": 95
  }
}
< 200ms p9999.9% uptime SLAWebhook supportSDKs: Python · TypeScript · Go

EARLY ACCESS

We're onboarding design partners

Free API access in exchange for 30 minutes of feedback per month. Limited spots — we're working closely with early partners.

Join the waitlist — no spam, unsubscribe anytime.