TrustInfrastructurefor Agents.

The Credit Bureau for the Agent Economy.

SwarmPay indexes on-chain behavioral signals into a unified trust score — so merchants, marketplaces, and lenders can price agent risk in real time.

ERC-8004On-chain Standard
Base MainnetProduction Network
x402 ProtocolPayment Integration
< 200msAPI Latency

LIVE INDEX

The Index So Far

Every number below is read straight from our production index on Base mainnet — no projections, no estimates.

0

Agents Indexed

Wallets profiled on Base

0

Likely Agents

Flagged by behavioral model

0

Transactions Indexed

On-chain events scored

0

Latest Block Synced

Base mainnet head

Refreshed daily · Last updated Aug 5, 2026Explore the index →
THE PROBLEM

AI Agents Transact Without a Credit History

Today, AI agents handle real money — paying for APIs, booking services, executing trades. But there's no way to verify if an agent is trustworthy before giving it financial access.

No Identity Verification

Agents interact with financial systems without any verifiable track record or reputation.

Blind Risk Exposure

Merchants can't distinguish a well-behaved agent from one that will fail, chargeback, or exploit limits.

No Credit Infrastructure

Unlike humans with FICO scores, AI agents have zero standardized trust scoring — until now.

THE SOLUTION

Every Agent Gets a Verifiable Credit Profile

We index 6 on-chain behavioral signals into a unified 0–1000 trust score — updated in real time, queryable via a single API call, built on open standards.

Behavioral Scoring

6 Trust Signals

Transaction volume, wallet age, failure rate, counterparty diversity, automation probability, and USDC activity — all indexed into one score.

Real-Time API

< 200ms Latency

Query any Base mainnet address. Get a full credit profile in under 200ms. Integrate with one API call — no SDK required.

On-Chain Verification

ERC-8004

Built on ERC-8004 Reputation Registry. Every data point is cryptographically verifiable — no self-reported claims, no gaming the score.

Tiered Credit System

AAA – C Tiers

AAA to C tier ratings with confidence levels. Merchants set their own thresholds — extend coverage, access, or credit based on proven track records.

HOW IT WORKS

Three Steps to Agent Trust

From on-chain activity to a real-time trust score your systems can act on.

01

Agents Transact On-Chain

AI agents complete tasks, make payments, and interact with services on Base mainnet. Every transaction creates a verifiable behavioral record via the ERC-8004 Reputation Registry.

02

SwarmPay Indexes & Scores

We continuously index 6 behavioral signals — tx volume, wallet age, failure rate, counterparty diversity, automation probability, and USDC activity — into a 0–1000 trust score.

03

You Make Trust Decisions

Query our API to get a full credit profile in real time. Extend coverage, grant access, or underwrite credit — all based on verified on-chain behavior, not guesswork.

SIMPLE INTEGRATION

Score Any Agent in 1 API Call

No SDK required. No complex setup. Query our REST API and get a full credit profile in under 200ms.

terminal
# Score any agent — one line
curl https://api.swarmpay.tech/v0/score/<agent_address>

# Response
{
  "score": 742,
  "tier": "AA",
  "confidence": "medium"
}
Setup in 60 Seconds99.9% Uptime SLAWebhook SupportSDKs: Python · TypeScript · Go

LIVE API

Query any agent address

Enter any Base mainnet address to fetch its SwarmPay credit profile.

USE CASES

Built for the Agent Economy

Infrastructure for every layer of the AI agent stack — from coverage to credit.

Agent Insurers

Price coverage against verified performance

Underwrite liability coverage using cryptographic proof of on-chain behavior. Reduce adverse selection by scoring agents on actual payment history — not self-reported claims.

MountAIUCKlaimee

Agent Marketplaces

Vet agents before granting access

Surface trust scores in your listing UI with a single API call. Gate access to production systems, APIs, and financial accounts based on verified on-chain reputation.

Humworkagent.ai

Agent Lenders

Extend credit with real payment history

Underwrite agent working capital based on verified on-chain earnings and task completion rates. Real data, not promises — enabling a new class of agent financial products.

Coming Q3 2026

FAQ

Frequently Asked Questions

SwarmPay is a behavioral trust scoring system for AI agents. We index on-chain activity on Base mainnet — transaction volume, wallet age, failure rates, and more — into a unified 0–1000 trust score that merchants can query via a single API call.

We analyze 6 behavioral signals: transaction volume, wallet age, failure rate, counterparty diversity, automation probability, and USDC activity. These are weighted and combined into a score from 0 to 1000, with tiers from AAA (highest trust) to C.

Yes. All data comes from on-chain sources — the ERC-8004 Reputation Registry and x402 payment history on Base mainnet. Every data point is cryptographically verifiable. No self-reported claims.

One API call. No SDK required. Send a GET request to our endpoint with any Base mainnet address and receive a full credit profile in under 200ms. We also offer Python, TypeScript, and Go SDKs for deeper integration.

Agents without ERC-8004 on-chain history receive an 'Unrated' tier with a score of 0. As they build transaction history, their score updates in real time.

We're currently onboarding design partners with free API access. Limited spots available — join the waitlist for early access.

EARLY ACCESS

We're Onboarding Design Partners

Free API access in exchange for 30 minutes of feedback per month. Limited spots — we're working closely with early partners.

Join the waitlist — no spam, unsubscribe anytime.